USER AGREEMENT

1. General Provisions

1.1. This User Agreement (hereinafter referred to as the "Agreement") defines the conditions for using the internet resource located on the Internet at https://cryptoindustry.kz, including all its pages, subdomains, and language versions (hereinafter referred to as the "Website").

1.2. The owner and administrator of the Website is the Association of Legal Entities "Fintech, Artificial Intelligence and Crypto Industry Association of Kazakhstan" (used designation - Crypto Industry Kazakhstan), BIN 210340017197, created and acting in accordance with the legislation of the Republic of Kazakhstan, including the Law of the Republic of Kazakhstan dated January 16, 2001 No. 142-II "On Non-Profit Organizations" and its Charter (hereinafter referred to as the "Association").

1.3. The Agreement is an adhesion contract within the meaning of Article 389 of the Civil Code of the Republic of Kazakhstan. The terms of the Agreement are accepted by the User only by adhering to the Agreement as a whole.

1.4. The use of the Website in any form - access to its pages, viewing materials, filling out and sending forms, subscribing to the newsletter - means full and unconditional acceptance (consent) by the User of the terms of the Agreement in accordance with Articles 395 and 396 of the Civil Code of the Republic of Kazakhstan.

1.5. If the User does not agree with any condition of the Agreement, they must immediately cease using the Website.

1.6. To relations of the Parties, in particular, the following shall apply: Constitution of the Republic of Kazakhstan; Civil Code of the Republic of Kazakhstan; Digital Code of the Republic of Kazakhstan dated January 9, 2026 No. 255-VIII; Law of the Republic of Kazakhstan dated May 21, 2013 No. 94-V "On Personal Data and their Protection"; Law of the Republic of Kazakhstan dated June 10, 1996 No. 6-I "On Copyright and Related Rights"; Law of the Republic of Kazakhstan dated February 6, 2023 No. 193-VII "On Digital Assets in the Republic of Kazakhstan"; Law of the Republic of Kazakhstan dated January 16, 2001 No. 142-II "On Non-Profit Organizations"; other regulatory legal acts of the Republic of Kazakhstan.

2. Terms and Definitions

Website - a combination of software and informational materials available at https://cryptoindustry.kz.

User - any legally capable individual or representative of a legal entity who accesses the Website and (or) uses it.

Content - any materials posted on the Website: texts, analytical and news publications, graphic images, logos, trademarks, design elements, photo and video materials, software code.

Application - information and documents sent by the User through Website forms, including an application for membership in the Association, inquiry, or newsletter subscription.

3. Subject of the Agreement

3.1. The Association provides the User with free access to the Website and the Content posted on it for informational purposes: getting acquainted with the activities, projects, events, and publications of the Association, as well as sending Applications.

3.2. The Website is informational in nature. No information on the Website constitutes a public offer within the meaning of Article 395 of the Civil Code of the Republic of Kazakhstan regarding the conclusion of any transactions with digital assets, financial instruments, or services, unless explicitly stated otherwise.

4. Rights and Obligations of the User

4.1. The User has the right to use the Website in the ways provided for by the Agreement and not prohibited by the legislation of the Republic of Kazakhstan.

4.2. The User undertakes:

a) to use the Website solely for lawful purposes, without violating the rights and legitimate interests of the Association and third parties;

b) to provide true, accurate, and current information in Applications;

c) not to perform actions aimed at disrupting the normal functioning of the Website, including distribution of malware, attempts to gain unauthorized access, bypassing security tools, automated collection of data without the consent of the Association;

d) not to post or transmit through Website forms information whose distribution is prohibited or restricted by the legislation of the Republic of Kazakhstan;

e) to comply with the requirements of the digital legislation of the Republic of Kazakhstan and the legislation of the Republic of Kazakhstan on personal data when transferring information about third parties.

4.3. Submission of an Application for membership in the Association is allowed by persons who have reached the age of eighteen and possess full legal capacity, or authorized representatives of legal entities.

5. Membership and Consideration of Applications

5.1. Filling out and sending an Application for membership through the Website does not mean automatic acceptance into membership of the Association and does not create an obligation for the Association to accept the applicant.

5.2. The decision on admission to membership of the Association is made by the authorized body of the Association in the order established by the Charter of the Association and the Law of the Republic of Kazakhstan "On Non-Profit Organizations", following a legal and compliance review of the submitted information and documents.

5.3. The Association has the right to request from the applicant additional information and documents necessary for considering the Application, as well as to deny admission to membership of the Association on grounds provided for by the Charter.

6. Intellectual Property

6.1. Exclusive rights to the Content belong to the Association or are used by it on legal grounds with the consent of the copyright holders and are protected in accordance with Section V of the Civil Code of the Republic of Kazakhstan (Special Part) and the Law of the Republic of Kazakhstan "On Copyright and Related Rights".

6.2. Copying, reproduction, processing, distribution, and other use of the Content without the prior written consent of the Association are not permitted, except for cases of free use directly provided for by the legislation of the Republic of Kazakhstan.

6.3. Citation of Website materials is allowed in the volume justified by the purpose of citation, with mandatory indication of the source and an active hyperlink to the respective page of the Website.

6.4. The name, logo, and other means of individualization of the Association cannot be used by third parties without the prior written consent of the Association, including in ways that create the impression of affiliation, partnership, or endorsement by the Association.

7. Personal Data

7.1. Processing of personal data of Users is carried out by the Association in accordance with the Law of the Republic of Kazakhstan dated May 21, 2013 No. 94-V "On Personal Data and their Protection" and the Privacy Policy available at: https://cryptoindustry.kz/en/privacy.

7.2. By sending an Application or subscribing to the newsletter, the User confirms their consent to the collection and processing of personal data on the terms set forth in the Privacy Policy.

7.3. The Website may use cookies and similar technologies. The procedure for their use is determined by the Privacy Policy.

8. Informational Nature of Materials. Disclaimer of Advice

8.1. The Content of the Website, including analytical reviews, digests, and publications about the digital assets market, is of an exclusively informational and educational nature and does not constitute financial, investment, legal, tax, or other professional advice, individual recommendation, or an offer to conclude a transaction.

8.2. The Association does not call for the purchase, sale, or execution of other transactions with digital assets. The User should take into account that operations with digital assets are associated with high risk, and their issue, circulation, and related activities on the territory of the Republic of Kazakhstan are regulated by the Law of the Republic of Kazakhstan "On Digital Assets in the Republic of Kazakhstan" and are allowed only within the limits established by the legislation of the Republic of Kazakhstan, including the acts of the Astana International Financial Centre.

8.3. Any decisions made by the User on the basis of the information posted on the Website are made by them independently and at their own risk.

9. Limitation of Liability

9.1. The Website and Content are provided on an "as is" basis. The Association takes reasonable efforts to ensure the accuracy and relevance of the Content, but does not guarantee its completeness, accuracy, or suitability for the specific purposes of the User.

9.2. To the maximum extent permitted by the legislation of the Republic of Kazakhstan, the Association is not liable for: direct or indirect damages and lost profits arising in connection with the use or inability to use the Website and Content; temporary unavailability of the Website, software failures, communication channel and equipment failures; actions of third parties, including telecom operators and hosting providers.

9.3. The provisions of this section do not exclude or limit the liability of the Association in cases where such exclusion or limitation is not permitted by imperative norms of the legislation of the Republic of Kazakhstan.

10. Links to Third-Party Resources

10.1. The Website may contain links to websites and resources of third parties, including members and partners of the Association. Such links are placed solely for the convenience of Users and do not imply endorsement by the Association of the content of the respective resources.

10.2. The Association does not control third-party resources and is not responsible for their content, availability, privacy policies, or safety. The use of third-party resources is governed by their own terms.

11. Modification of the Agreement

11.1. The Association has the right to unilaterally modify the terms of the Agreement. The new version of the Agreement comes into force from the moment it is posted on the Website, unless another term is specified upon publication.

11.2. The effective date of the current version is indicated at the beginning of the Agreement text. Continued use of the Website after the changes come into force constitutes the User's consent to the new version of the Agreement.

11.3. The User is advised to regularly read the current version of the Agreement.

12. Governing Law and Dispute Resolution

12.1. The Agreement is governed by and construed in accordance with the legislation of the Republic of Kazakhstan.

12.2. All disputes and disagreements arising out of the Agreement or in connection with the use of the Website shall be resolved through negotiation. Before appealing to court, the interested party shall send the other party a written claim (for the Association - to the email address info@cryptoindustry.kz or to the registered address). The period for considering the claim is 30 (thirty) calendar days from the date of its receipt.

12.3. If no agreement is reached, the dispute shall be resolved in the courts of the Republic of Kazakhstan at the location of the Association in accordance with the Civil Procedure Code of the Republic of Kazakhstan.

13. Final Provisions

13.1. The invalidity of an individual provision of the Agreement does not entail the invalidity of its remaining provisions.

13.2. The Agreement is published in Kazakh, Russian, and English. In case of discrepancies between the language versions, the Russian version shall prevail.

13.3. The Agreement is valid indefinitely from the date of its publication on the Website and applies to all Users.

14. Details and Contacts

Association of Legal Entities "Fintech, Artificial Intelligence and Crypto Industry Association of Kazakhstan"

BIN: 210340017197

Registered address: Apartment 17, Building 6, Shaimerden Qoshshygululy Street, Saryarka District, Astana, 010000, Republic of Kazakhstan

Head: Kenzhebayev Bakhytzhan Ardakovich

Email: info@cryptoindustry.kz

Phone: +7 747 915 5800

Website: https://cryptoindustry.kz